Welcome
Extensive expert witness testimony and lending experience brings an "insiders" understanding of how commercial banks operate. Whether it is bank-lending regulations, bank lending practices, or lender liability issues ranging from loan commitments to loan defaults or loan restructure / workout issues to interest rates and bankruptcy, this knowledge allows the borrower to maximize the banking relationship and minimize risk / exposure in commercial borrowing arrangements.
Thank you for taking a few minutes to become better acquainted with my services. Should you have comments or questions,
wish to receive additional information or seek to arrange an initial consultation, I may be reached at 410-261-5080 or
email by clicking the
Contact link.
Expert Witness Testimony
- Lender Liability
- Loan Commitments
- Interest Rates and Commercial Bankruptcy
- Bank conduct and standards of care in commercial lending, loan guaranties, loan approval process, credit administration and bank loan restructure / workout process
- Loan Forebearance Issues
- Fraud Issues
- Credit Policy Issues
- Bank Director / Bank Officer Conduct
- Good Faith and Fair Dealing
- Real Estate Appraisals
- Fiduciary Issues
- Negligence / Gross Negligence Issues
(Case list available upon request)
Strategic Financial Planning and Management Services / Chief Financial Officer For Hire
- Negotiations with financial institutions for all types of commercial loans including middle market and small
business, real estate and international transactions - Negotiations with commercial banks for non-lending services: cash management, trust and pension services, letters of credit, international services including
foreign currency, interest rate instruments including swaps, caps, collars, and investment services as
appropriate - Profit Planning / Analysis
- Preparation of financial business plans
- Expansion and acquisition analysis and advice / negotiations with financial institutions
- Debt capacity and debt structure analysis
- Pension analysis
- Executive financial planning and estate analysis concentrating on wealth accumulation and investment
Loan Restructuring/Asset Recovery
- Negotiating and restructuring problem loans with financial institutions
- Negotiating forbearance agreements with financial institutions
- Preparation of pre-bankruptcy and post-bankruptcy periods including debt structure and debt capacity analysis and
negotiating with lenders for debt availability